How do payouts affect my account balance and loss limit?
When you request a payout, the amount comes out of your account balance straight away. Your loss limit doesn’t move. Every payout reduces the room between your balance and your loss limit.
Loss limit = Equity peak − Maximum drawdown (until you reach the Buffer)
Room after a payout = Balance after payout − Loss limit
If your balance after a payout is at or below your loss limit, you’ll still receive the payout, but your account will be breached.
Requesting a Payout Before Reaching the Profit Buffer
Before you reach the Buffer, your loss limit trails your equity peak. A payout lowers your balance, but the loss limit stays where it is.
Example: $50,000 Basic Options Plan, maximum drawdown $2,500, Buffer $52,875.
Step | Balance | Loss limit | Room |
Your equity peaks at $51,000 | $51,000 | $48,500 | $2,500 |
You request a $1,000 payout | $50,000 | $48,500 | $1,500 |
The payout cut your room from $2,500 to $1,500. Because your loss limit is still trailing, any new equity peak will move it up again. We recommend reaching the Buffer before requesting payouts.
Requesting a Payout After Reaching the Profit Buffer
Once you reach the Buffer, your loss limit locks permanently and never moves again, whether your balance grows or you withdraw.
Plan | Locked loss limit |
Basic Options and Advanced Options | 0.75% above starting equity |
Rapid Express and Rapid Elite | 2.75% above starting equity |
Example: $50,000 Basic Options Plan. Your loss limit is locked at $50,375, and your balance has grown to $55,000.
Payout | Balance after | Room left |
$4,000 | $51,000 | $625 |
$4,625 | $50,375 | Breached |
You can request the full $4,625, but your balance would then equal your loss limit, so the account would be breached. To keep trading, leave enough room to cover normal moves in your positions.
What is the most I can get paid out?
You can request all of your profits as long as you meet your plan’s payout rules. There are no payout caps, and all payouts are 100% yours. If a payout takes your balance to or below your loss limit, you’ll receive it, but the account will close.
Why did my account close after my payout?
Your balance after the payout was at or below your loss limit. The payout is still processed, but the account is breached because there’s no room left above the loss limit.